Get Motorcycle Insurance in Phoenix, Arizona

Just like your auto insurance policy, motorcycle insurance protects you from life’s unexpected misfortunes that can happen on the road. 
Whether you have a sport bike, cruiser, custom motorcycle, or even a moped, you’ll need to obtain motorcycle coverage to make sure you're well protected while riding. I can help you get extensive protection at an affordable rate in minutes.

 What Does Motorcycle Insurance Cover? 

Bodily Injury Liability
Covers medical expenses and lost wages to another driver when you’re at fault.
Property Damage Liability
Pays for the cost of damages to another party’s vehicle or property when you cause an accident.
Medical Payments
Helps cover reasonable medical expenses as a result of injury to you or your passengers.

You can also choose to add additional protection similar to an auto policy, such as:

Comprehensive
Collision
Uninsured/Underinsured Motorist
Rental Reimbursement
Towing and Labor
Gap

It’s also important to remember that most policies won’t cover commercial use, normal wear and tear, or competition riding, so plan accordingly.

Get a Quote

Is Motorcycle Coverage Required?

Most states require at least carrying a specific amount of minimum liability coverage to protect others if you were to cause an accident. Even if you have the minimum level of protection, opting for added security to protect yourself and your motorcycle is always a good idea.

How Much Does Motorcycle Insurance Cost?

When providing a quote, there are several factors carriers look for to assess the level of risk involved by covering you, including: 

Riding history
Motorcycle make/model
Location
Age
Coverage type

Being responsible while riding and keeping a clean driving record can help you keep your premiums on the lower end.

Get a Personalized Quote Fast

With dozens of insurance carriers and competitive rates, we’ll work together to create a policy tailored to your lifestyle. Want a quote in a few minutes? I only need a few pieces of information from you to get started:

VIN
Miles you ride per year
How long you’ve been licensed to ride a motorcycle
Date you completed an accident prevention course (where applicable)
Dates of any traffic violations or accidents
Your current policy limits

It’s also important to remember that most policies won’t cover commercial use, normal wear and tear, or competition riding, so plan accordingly.  

START THE PROCESS

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