The Insurance Solution Agency

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Get Home Insurance That Fits You

Every home and lifestyle is unique, and your home insurance policy should be too. I’m here to help you in choosing the best home insurance policy for your unique situation, with access to many carriers and unique money-saving opportunities.

Your home is one of the largest investments you’ll ever make, so making sure it’s protected should be a top priority. I work with families and individuals to create personalized policies that secure the things that matter most.

Primary Types of Home Insurance Coverage

Learn about the main types of coverage included in a standard auto policy:
Dwelling
Dwelling coverage pays for damage to the structure of your home caused by unexpected, accidental events like severe weather, vandalism, or a falling object.
Personal Property
Your personal property is protected under this coverage if they are damaged or destroyed. This can range from electronics and power tools to furniture.
Liability
Liability coverage is important because it protects you in case you’re responsible for an injury to someone else or damage to their property. This coverage extends beyond your home.

What Factors Affect my Home Insurance Premiums?

Carriers take several factors into consideration when coming up with your rates including:
Your state/zip code
The cost to rebuild your home
The age and condition of the home
Your deductible amount
Security and safety features like an alarm system
Types of coverage elected
The amount of coverage you carry
As a rule of thumb, the less risk you carry, the less your rates will be. This goes for all types of insurance. Together, we can create a policy that optimally fits you and your home.
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Home Insurance Discounts

Because I work with leading carriers to find the best coverage and cost for my clients’, you may be eligible for various rate reductions offered through the insurer you choose. These discounts can be offered for clean driving records, bundled insurance, and more. I’m here to help you choose the best carrier for you and your needs.

What Does a Home Insurance Policy Cover?

The structure of your home and detached structures
Your belongings like clothing, furniture, and electronics
Fire, hail, vandalism, and other damages
Medical bills for someone hurt on your property
Damage to another person’s property
Living expenses if damage makes the home unlivable
Your policy will be customized so you only need to pay for exactly what you need.
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